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Today, that may sound like something only a pirate would do, but gold and silver coins were the norm until just a few centuries ago.

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Read full profile wealthy people manage their money differently than everyone el. Would you rather get money today — or in five years from now? While this may seem obvious, it's also backed up by an economic concept called the time value of money (tvm). If we use our money smartly and intentionally, it has the power to. When you need to borrow money for your business, you can find traditional loans, lines of credit and financing plans.

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